Structured Financial Planning for Employees Facing Redundancy
When you're letting people go, how you support them matters. The PWA Clarity Plan gives each employee a structured, unbiased financial planning process — so they leave with clarity and confidence about what comes next.
When you let someone go, how you support them says everything about your organisation. The PWA Clarity Plan ensures every employee leaves with clarity, confidence and a clear plan for what comes next.
Advice-Only Service
Your employees receive unbiased financial planning advice focused entirely on their situation. No products. No commissions. No agenda other than their best interests.
Structured Process
Three structured meetings — Discovery, Financial Planning, and Follow-Up. A clear, proven process that takes employees from uncertainty to confident decision-making.
Spouse or Partner Included
Financial decisions don't happen in isolation. We include their partner or spouse in the conversation — because the biggest decisions affect the whole family.
Your Employees Leave With a Clear Plan
Not just information about their pension. A complete picture of their financial life and a clear path forward.
A Full Picture of Their Finances
Assets, liabilities, income needs and options — all mapped clearly in one place.
Clarity on Their Redundancy Options
What each option means financially — explained clearly so they can choose with confidence.
What They Need to Earn Next
A concrete income figure — employed or self-employed — so every future opportunity can be evaluated against reality.
Pension Options Explained
A clear explanation of their existing entitlements and the options available to them.
What If Scenarios
Could they work three days a week? Take six months off? Start their own business? We model the options so they can make decisions grounded in reality — not guesswork.
Life Cover
We identify any death in service benefits ceasing on departure and what replacing that cover might cost — so nothing gets overlooked.
Every employee leaves with a clearer picture of their finances and a confident starting point for whatever comes next.
A Clear Process. A Confident Outcome.
Every employee goes through the same structured three meeting process — designed to take them from uncertainty to clarity.
1
Meeting 1 — Discovery
The person. Not the paperwork.
Before any numbers are discussed we start with what matters most. Goals. Lifestyle. What the future could look like. Employees complete a short financial questionnaire before this meeting so the conversation starts in the right place.
2
Meeting 2 — Financial Planning
Where they stand. What's possible.
This is where we build the full financial picture. Redundancy options. Pension entitlements. What they need to earn next. What if scenarios modelled clearly — employed, self-employed, part time. Every decision grounded in reality not guesswork.
3
Meeting 3 — Follow Up Call
Clarity confirmed.
A follow up conversation two weeks later to answer any questions that arose — so the employee feels completely clear and confident about the path ahead.
Nigel Power CFP®
Redundancy & Retirement Planning Specialist
"Money needs a purpose."
Qualifications
CFP® — Certified Financial Planner
SIA — Specialist Investment Adviser
RPA — Retirement Planning Adviser
QFA — Qualified Financial Adviser
PFS Financial Planning Limited t/a Power Wealth Advisors is regulated by the Central Bank of Ireland Authorisation: C163621
With over two decades of experience guiding individuals and families through life's most important financial decisions, Nigel Power has built his practice on one simple belief — money needs a purpose.
Before any numbers are discussed, Nigel starts with the person. What do they want from life? What does their future look like? What does their lifestyle actually cost? That conversation is where everything begins.
Nigel works with people at their most important financial crossroads. When a role is made redundant. When retirement is approaching. When big decisions can't wait.
Simple. Transparent. Invoiced to Your Company.
No hidden costs. No commissions. No ongoing obligations.
Per Person
€2,400
+ VAT
Advice-Only
No products sold. No commissions earned. Pure financial planning in your employees' best interests.
Invoiced Directly
The cost is invoiced to your company — a straightforward, professional arrangement with no complexity.
To maintain the quality of this service, the PWA Clarity Plan is available to a limited number of organisations each year. Early engagement is recommended for companies planning redundancy programmes.
Let's Talk
If you're planning a redundancy programme and want to find out how the PWA Clarity Plan could support your people — get in touch directly.